Get the Equipment You Need Today
Don't let capital hold you back from the job. Penn McMichael works with multiple lenders to find you the best financing rate available — good credit or bad credit, there's an option for you.
The Advantage
Why Finance with Penn
Multiple Lenders
Penn shops your application across a network of lenders to find you the best terms — not just the first offer on the table.
All Credit Types Welcome
Good credit, bad credit, or somewhere in between — Penn has lender relationships for every credit profile.
Fast Turnaround
Once your application is in, Penn works to get you an answer fast — so you can move on the machine before it's gone.
Competitive Rates
Because Penn shops multiple lenders, you get competitive rates — not whatever a single bank decides to offer.
25+ Years of Relationships
Penn's decades in the industry mean lender relationships that can open doors other dealers simply can't.
Finance Any Machine
Buying from Penn's inventory or sourcing through his network — financing can be arranged either way.
Simple Process
How It Works
Download & Submit Your Application
Download the credit application, fill it out, and send it back to Penn — or apply online instantly through Direct Capital.
Penn Shops Your Rate
Penn submits your application to his lender network and works to get you the most competitive rate and terms available.
Get Approved & Get Your Machine
Once approved, Penn handles the rest — the deal gets done and the machine gets delivered to you.
Ready to Get Started?